Mortgage Disclaimer

Terms and Conditions for Advice First Financial

Terms and Conditions of use of the If you use the site you agree to be bound by these terms and conditions.

Advice First requires that all visitors to the Site adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. Advice First may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all visitors to the Site. You should therefore visit this posting to review these Terms and Conditions from time to time as you visit the Site. For purposes of these Terms and Conditions references to Advice First include its affiliates, directors and employees.


In these terms and conditions, “we” and “us” mean Advice First whose registered address is Rareagh, New Mills, Letterkenny, Ireland.

1. Disclaimer and Limitation of Liability

Be advised – when using, you assume all responsibility and risk for the using this site. Information is provided without any warranty. No event will make Advice First liable for damages whatsoever.

Nothing within the Website is, or shall be deemed to constitute, financial or other advice or a recommendation to purchase any product or service. Any and all information provided within the Website is for general information purposes only. We strongly recommend that independent professional advice is obtained before you purchase any product and/or service via the Website.

Advice First is not responsible for any errors or omissions in the Materials or information provided on this Site, any articles or postings for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this Site or in a hyperlinked site.

This Site may provide chat rooms, bulletin boards and other means for the public to contribute information and make statements. Advice First does not make any endorsements of these statements nor representations that the statements are true and accurate. Advice First reserves the right to edit statements made within these forums. We also reserve the right to limit or restrict access to users who abuse these forums. You should be cautious when acting on information provided by contributors to these chat rooms. You should not rely solely upon the information and opinions of the chat rooms or bulletin boards.

2. Exclusions of Liability

We use reasonable endeavours to ensure that the data on the Website is accurate and to correct any errors or omissions as soon as practicable after being notified of them. However, we do not guarantee that the Advice First Website will be fault free and we do not accept liability for any errors or omissions.

We do not monitor, verify or endorse information submitted by us or third party providers for inclusion on the Website and you should be aware that such information may be inaccurate, incomplete or out of date. In particular, we do not monitor, verify or endorse the information or quotations collected from the product and service providers as presented to you on any results or comparison or product page. To the extent permitted by applicable law, we disclaim all warranties, terms and representations (whether express or implied) as to the accuracy of any information contained on the Advice First Website.

We do not give any warranty that the Advice First Website is free from viruses or anything else which may have a harmful effect on any technology.

Due to the nature of electronic transmission of data over the internet, any liability we may have for any losses or claims arising from an inability to access the Website, or from any use of the Website or reliance on the data transmitted using the Website, is excluded to the fullest extent permissible by law.

Some channels and hyperlinks will provide you with access to third party sites who will host reviews about some of the products and services available. In some instances you may also be able to access user reviews directly on the Advice First site. Regardless of whether you are transferred to a third parties site or read a user review on our site, the views expressed therein do not represent the views of Advice First and Advice First are not responsible for the accuracy of any such views or expressions

3. Exclusion of liability for third party providers’ products and services

We Advice First accept no liability for any products or services or information provided by third party providers. The third party providers will be supplying products and services on their own standard terms and conditions and you should check that you agree to those terms and conditions before making an application for financial services products or purchasing other services.

As you view the Advice First Website there may be references to specific terms and conditions which apply to certain products or services . In such circumstances, it is your responsibility to refer to such terms and conditions applicable to those offers.

4. Personal Use Only

This Advice First site is made available only for your personal, non commercial use. We make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. Advice First is not a certified financial planner and is not offering the services of a financial planner. Accordingly, Advice First recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely on any information or advice you obtain on this Site. Any reliance by you on any information or advice will be at your own risk.

5. Third Party Links and Third Party Products

Advice First is not a financial institution and is not affiliated with or responsible for the services or products advertised by third parties on this Site. We provide links and unaffiliated third party direct content to you only as a convenience. We do not provide, endorse, or guarantee the content, advertising, products, services or other materials available on third party websites or in areas of this Site for which they directly provide content. We do not control, author, edit, or monitor these linked web pages or have any responsibility for the accuracy or availability of information provided on them or on the areas of this Site for which content is provided by unaffiliated third parties. Advice First does not make any representations or warranties, express or implied, regarding the content, products or services offered by third parties. The third party links and content accessible from our Site do not constitute or imply an endorsement, authorisation, sponsorship or affiliation by Advice First with respect to any third party or any third party products or services. By using this Advice First site, you acknowledge that you are responsible for viewing and abiding by the privacy statements, service agreements and terms of use of any linked web pages.

6. No Guarantees

Advice First does not guarantee and makes no representations as to the accuracy, quality, currentness, validity or authenticity of any rates or terms on the website. All information is subject to change without notice.

7. Miscellaneous

These Advice First Terms of Use constitute the entire agreement between the parties with respect to the subject matter hereof and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. The section titles in this Agreement are for convenience only and have no legal or contractual effect. The failure of Advice First to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the other provisions of these terms remain in full force and effect.